My personal fiance has actually $100,000 with debt regarding student loans you to definitely she’ll not able to pay

Elderly Member

• #step 1

Hey men, I’m a 3rd season med scholar who is interested. My question is this: When we are hitched, am i going to have to pay back her fund? if i do not, often my borrowing from the bank end up being ruined?

while the solution are yes, I do need to pay having their own funds, my personal second question for you is can i install specific type of prenuptial agreement and also make anything different? I simply feel just like I should not be guilty of using back this obligations, especially since i can get a ton of loans off my personal very own education as it is. My bride agrees one she doesn’t thought I should getting accountable for so it, and you can the woman is up to speed for good prenup if required.

A lot of time Live the latest Flesh!

• #2

Zero. This is an excellent need to not ever co-mingle bills (even if you try ed debtor is liable towards the plans which he/she goes in.

You are doing know that personal loans Hawai student loan obligations (the brand new Federally secured particular, at the very least) Never goes away completely. Thus, for people who skip their own obligations, it usually is here with the right here credit history. It does not disappear completely once eight age, it can’t become discharged from the personal bankruptcy, etc. Disregarding this is simply not a good idea, IMHO.

Elder Affiliate

• #3

Junior Associate

• #cuatro

I’m very sorry but I’m merely browsing throw out truth be told there you to definitely if you are not actually partnered yet and you also should not «pay their own obligations» perhaps you shouldn’t be getting married. The whole idea are when you are getting married your share the brand new good and the bad.

From a legal view even though, be careful about what county you have made married when you look at the. Wedding laws take your state by condition base very check in to your state regulations in order that just what over posters say was correct to you.

Junior User

• #5

Immediately following 28 several years of this togetherness, I will securely say you’re paying for it you to definitely ways or any other. specially when she actually starts to crank aside high school students. do you state, «Those individuals is the money you owe , Honey?»

Well , you ought to accept their with all their unique bills and all of their unique unfamiliar issues that will eventually epidermis, or b) Get married an enthusiastic Registered nurse c) Do not get hitched

Elder Affiliate

• #six

Exactly what are the outcomes if she do default? I featured this up, therefore seems if you ask me such as for example in the event it went to selections, her credit would be crappy, along with her wages gets garnished as much as 15%. However, I’m considering, wouldn’t i nevertheless real time an effective using my borrowing (and therefore, I really hope is still good, easily have always been maybe not legally guilty of so it debt)? And that i do not think the fresh new garnishing out-of their unique earnings create number, since the fifteen% away from 0 is actually 0, of course the woman is still working, 15% out of an incredibly touch was. you obtain the idea.

Full Member

• #7

Exactly what are the consequences if she really does default? I checked this right up, also it looks for me such if it visited choices, her credit was bad, along with her earnings might get garnished to fifteen%. However, I’m considering, couldn’t we nevertheless live a beneficial with my borrowing (which, I am hoping remains good, if i was maybe not legally accountable for this personal debt)? And i also do not think the latest garnishing from their wages do count, just like the 15% from 0 is 0, of course the woman is still doing work, 15% of an incredibly bit is. you obtain the idea.