Records you really need to give the fresh Pag-IBIG work environment actually:

You may complete a copy of latest ITR you to definitely provides an excellent BIR stamp. In my opinion because of it one to, you are going to need to visit your RDO to obtain stamped.

Whenever you are an excellent freelancer otherwise a business owner, you can fill out a copy of your own audited ITR and you will BIR stamp. I didn’t try out this you to because We wasn’t the person who taken out the loan and i didn’t sign up for end up being co-borrower, however, I think this should suggest getting their latest ITR, and only to be on this new secure top, your accounting guides, on RDO.

While functioning, you may want to decide to submit the official thirty day period spend sneak dated no less than 90 days in advance of go out of app. Jay chose to fill in about three so you’re able to secure the deal, haha! He also recorded his COE in addition to all of them.

That is to your first rung on the ladder. Pag-IBIG will assess the submissions to check on your qualification to use to have a property financing.

After you’ve registered these types of documents online, you’ll found a contact prompting that pay personal loans for bad credit Missouri for the new handling percentage. I paid off Php 1,000. Make sure that you print-out a duplicate of the verification of the percentage. You will need to render it so you’re able to Pag-IBIG , also the most other criteria, once you have already been welcome to see the office because of current email address or a call.

Here you will find the records that you should give Pag-IBIG once you have come requested to submit your articles really:

step 1. All of the totally new copies of your own records you filed about basic process, except for the fresh selfie. You need to also have the ID photocopied.

2. A duplicate of the Unique Strength regarding Lawyer for the representative. (Should your holder is not from the Philippines)

The cost of notarization relies upon the conformed price of the home specified on your own price to offer.

Might in addition to inquire to take your own photographs with your appropriate ID once again. This time around, it might be their employees that will make the sample.

Appraisal phase

As desk manager appears more than your posts and you may sees zero inaccuracies, you will be expected to cover appraisal commission. We paid off Php 2,000.

We were told to go to to have a trip from regarding their workers concerning your plan of the property appraisal. What goes on throughout the home assessment is they will send agents to help you inspect our house to find out if they suits its standard and you may conditions.

They called 3 days just before it visited. The appraisers was indeed at set because of the 8AM. They ran for the, featured the specifications and failed to really keep in touch with us this much. They simply went around to examine per space in the home.

Following which had been it. We were told to go to because of their current email address whether our very own mortgage has been recognized or not acknowledged; not, it already informed us that family we had been seeking to buy is actually short of step 1 meter wide to their criteria.

Loan Refused

I acquired an email of Pag-IBIG officially saying that the fresh new sized our house failed to fulfill the conditions, and therefore is one. That has been the conclusion all of our sense……for the moment.

We considered turning in a page out of reconsideration, although email address obviously stated that we had to handle the fresh issue and you will invest in deciding to make the expected change, and that i couldn’t. So we was required to undertake all of our destiny and you may move ahead.

Oh better, at the least i have gathered a lifetime skills that people can include in the long term in order to train our students if it is their look to purchase their residence. We had been, obviously, upset, however, we shall continue all of our hopes up to i eventually get the set we can call house.